THE SECOND STORY | September 2nd, 2010

If a picture = 1000 words, maybe it’s also worth 1000’s of dollars!

Blog photo: This delightful mural is on an east end house on Santa Clara. And if I wasn’t hoofing it home after riding my bike over to Cycle City on High Street I would not have seen it. It is such a sweet painting! It’s so natural and blends right in to the house. I did a double take!

And my faithful bike?? The guys at the bike store got the part replaced in short order before anything broke. Parts are actually wearing out! They assure me it’s still plenty good and was a quality bike when I got it about 30 years ago. I’ve modified it over the years and as long as we can keep it going, it will keep taking me all around Alameda.

Blog post: A friend living out of the country received a call yesterday from the manager of a local storage facility saying her units were found unlocked. Three of us have keys (we didn’t do it!). One of the keyholders went over earlier today to take pictures of the units. When the owner saw the pictures and then compared them to some she had taken when the units were packed up, indeed some big items were obviously missing. She asked me to file a police report tonight, which I did. And two of us will go over there tomorrow to inventory, number each box, take photos of the box and contents, email the pictures to her right then and there, and create a list that may allow her to recall items that should be there that we don’t see or know about. And yes, she has insurance.

This incident and the fire on Clinton last week, remind me that a if a picture is worth a thousand words, it may be worth thousands of dollars too. With the technology today, there is hardly an excuse for not having an inventory in the form of digital photos or videos of the stuff we have insured. It only needs to be done every couple of years…or when you change something significantly. C’mon, admit it. Most of us hate the hassle of having to remember to back up the computer, find the time to do it, and the stash the data somewhere off site, to protect it. Right?

Well, there’s an answer to that. Son Evan turned me on to Mozy.com about 3 months ago. For $4.95 per month, no subscription required, I’m now getting my computer hard drive backed up twice per day, and it’s stored in the clouds.

But wait….this inventory activity might be easier still! I’ve been toying with getting a pocket video camera for making my own video tours. It would also make taking inventory a snap! Lo and behold, today while taking a webinar about blogging, the speaker said that the best device out there now is a Kodak Zi8 and it looks like it’s well under 200 bucks, depending on which retailer you buy from.

Want to help prove your position with an insurance company if you need to make a claim? Compared to the grief and hassle of those arguments, a couple hundred dollars looks real cheap. And when do you suppose one of the best times to take these photos and videos might be? Yep, when you move! Or at holiday time when you’ve got even more stuff out that was stashed away.

So throw open the cabinets, the drawers, the closets! Lights, camera, action! Record everything! Save it on the computer! Then Mozy your way to the clouds. Done.

Quick glimpses:
ARM’s do have a place in the market (Just ask me – we’ve had them for 22 years due to the nature of our five unit property being labeled as commercial. 30 year fixed rate products don’t even exist for this type of housing. And if this is something you might be considering then ask me for a thorough list of questions you’ll want to ask your lender. I wrote that article over 15 years ago and it’s still valid today.)

Alameda real estate this week…
Well, this is not quite Alameda but my listing at 16640 Cumora in San Lorenzo had a price change from 385K to 349.9K and at least inquiries have been coming in! Check it out.

Active listings this week 181, 181 last report
Pending listings this week 79, 89 last report

Highest and lowest price NEW listings

Broker Tour 12 with 4 repeats

New
10

BOM (back on market) 1

Price changes 13

Pending 8

Sold 12

Expired 8

Withdrawn/canceled
10 remember some show back up as ‘new’

Alameda real estate awards this week...remember this is only my perspective!
Get me to Rehab
Bang for the Buck – this was on the market for 575K and the bank took it back. Now see the price!

That’s a wrap! Carry on! Take your photos! Have a nice holiday weekend!

best, marilyn

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Marilyn

I arrived in Alameda in 1973, as a new bride...with husband Carl Schumacher, both of us from Newport Beach. He was embarking on his career as a Naval Architect (i.e. yacht designer) under Gary Mull. Please see the 'ABOUT ME' page in this website! www.MarilynSchumacher.com to see how it has all turned out! I'm so blessed!